Onesta Exhale™ Explorer
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DISC-PUB-02: Educational software. Hypothetical results, not advice. Zero product recommendations.

Retire with Confidence: The Two Jobs of Money

Discover your guaranteed income floor in under three minutes. See exactly how much capital you need to secure your essentials (Job 1) so the rest of your wealth can grow freely (Job 2).

Your Retirement Snapshot

Housing, food, utilities, healthcare, baseline transportation.

$

Social Security, pensions, existing lifetime annuities.

$

IRAs, 401(k)s, brokerage, cash savings.

$

Your Two Jobs Analysis

Job 1: Income Floor Coverage 66.7%

Goal: 100% of essential expenses covered by guaranteed income.

Monthly Floor Gap $1,500 Needs contractual guarantee
Job 2 Growth Assets $473,077 Free to beat inflation
You have a $1,500/mo guaranteed income gap. Allocating approx. $276,923 secures your floor, leaving $473,077 for Job 2 growth.

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Before You Begin

Statutory Disclosure DISC-PUB-01

This is educational planning software, not financial advice.

The numbers shown in Exhale Explorer are hypothetical illustrations based on assumptions and the estimates you provide. They do not constitute investment advice, insurance quotes, or a fiduciary recommendation.

No advisory relationship exists between you and Onesta Wealth Management until a written advisory agreement is signed. We never sell your personal information.